Asda Stores Ltd Selects TrueCommerce to Manage its Business Transformation Initiative as It Separates from Walmart

COVENTRY, United Kingdom, June 09, 2022 (GLOBE NEWSWIRE) — TrueCommerce, a leading global cloud provider of supply chain and trading partner connectivity, integration and omnichannel solutions, announced today that Asda is now using TrueCommerce’s EDI-based supplier enablement solution to manage supplier communications.

As the third-largest supermarket chain in the UK, Asda operates over 600 retail stores. The brand also offers their products online via, which serves 98% of UK homes. To do so, Asda is supported by 37 distribution and fulfilment centres and thousands of suppliers.

In February 2021, Asda was sold by Walmart to the Issa Brothers and TDR Capital. That sale led the company to choose a new EDI provider that would support its future as a standalone business: TrueCommerce.

“TrueCommerce was part of a comprehensive RFP process and was selected on the basis of four key factors: its ability to understand and meet the Asda capability requirements, its confidence in adhering to programme timelines, its deep knowledge and expertise, and its overall commercial competitiveness,” said Jenny Hopkins, Senior Director at Asda.

As part of the agreement, TrueCommerce will implement a supplier enablement platform catering to the needs of the over 2,000 suppliers that make up Asda’s entire supplier community, with integration into the business’s SAP ERP system. As an SAP Silver Partner, TrueCommerce’s solution offers the highest level of integration and automation with the SAP system.

The solution offered by TrueCommerce features key capabilities that will enable thousands of Asda suppliers, regardless of their size or technical maturity, to easily communicate with the retailer. In addition to supporting EDI transactions, the supplier enablement platform also includes a web-EDI portal for use by non-EDI capable vendors. TrueCommerce’s platform also includes fully managed supplier onboarding and communications management for EDI-related supplier queries.

TrueCommerce’s expertise in the market and experience in managing complex supply chain communications for enterprise-grade businesses will enable a seamless transition for Asda and its supplier community. It will encourage higher rates of adoption that will, in turn, underpin the company’s ongoing supplier communication efforts.

Jenny highlighted that, “By partnering with TrueCommerce, Asda will offer a strong, stable, fully reliable and excellently managed EDI programme to our highly valued Asda suppliers, no matter how big or small they are!”

David Grosvenor, Managing Director, TrueCommerce Europe said, “I’d like to thank Jenny and the team at Asda for their cooperation in this process. Our teams at TrueCommerce are delighted to begin working with Asda and help further strengthen their business in the UK retail landscape.”

About Asda Stores Ltd

Founded in the 1960s in Yorkshire, Asda is Britain’s third largest supermarket. Dedicated colleagues serve customers from its network of stores and online services, including supercentres, superstores, supermarkets, living stores, petrol filling stations and depots across the UK. Asda was acquired by Issa TDR from Walmart in 2020.

About TrueCommerce

TrueCommerce is the most complete way to connect your business across the supply chain, integrating everything from EDI to inventory management, to fulfilment, to digital storefronts and marketplaces. We’ve revolutionised supply chain visibility and collaboration by helping organisations make the most of their omnichannel initiatives via business P2P connectivity, order management, collaborative replenishment, intelligent fulfillment, cross-functional analytics, and product information management.

The TrueCommerce Global Commerce Network can connect businesses to over 160,000 retailers, distributors, and logistics service providers. As a fully managed services provider, we also manage new trading partner onboarding, as well as the ongoing management of partner-specific mapping, labeling changes, and communications monitoring. That’s why thousands of companies—ranging from startups to the global Fortune 100, across various industries—rely on us.

TrueCommerce: Do business in every direction

For more information, visit TrueCommerce.

Media Contact
Yegor Kuznetsov, TrueCommerce

Clinique d’Oncologie 16 Novembre Becomes First Site in Africa to Deploy Varian’s Ethos Therapy System for Adaptive Cancer Treatment

Innovative system from Varian incorporates artificial intelligence for the efficient delivery of personalized treatments that adapt to changes in the patient’s anatomy

DUBAI, UAE, June 9, 2022 /PRNewswire/ — Advancing the treatment for cancer patients in Morocco, Clinique d’Oncologie 16 Novembre has acquired and installed the Ethos™ therapy system – the first of its kind in Africa – from Varian, a Siemens Healthineers company.  Ethos therapy, which is uniquely powered by artificial intelligence (AI), provides cancer patients with a personalized, adaptive radiotherapy treatment within a typical 15 to 30-minute time slot.

The Clinique d'Oncologie 16 Novembre clinical team with their new Ethos™ therapy system.

Adaptive therapy customizes the patient’s treatment based on tumor and anatomical changes that occur over a multi-week course of treatment. The goal is to better target the tumor, reduce doses to healthy tissue, and improve overall outcomes.

“We are proud to be the first cancer center in Africa to offer Ethos therapy treatment,” said Dr. Mounir Bachouchi, medical oncologist and CEO at Clinique d’Oncologie 16 Novembre.  “Adaptive therapy has so many benefits for both the patient and the clinician, and Varian’s Ethos system is at the leading edge of this technology, enabling our clinical team to adapt every treatment to changes in a patient’s anatomy from day to day, potentially improving overall outcomes.”

“Every patient deserves access to the best and most personalized cancer care,” said José-Manuel Valentim, Director of Africa operations at Varian. “Clinique d’Oncologie 16 Novembre is a very forward-thinking cancer center focused on offering state-of-the-art cancer care with the most advanced technologies available.”

By providing an up-to-date view of the patient’s anatomy—and the ability to use that information to adapt the treatment— Ethos therapy provides clinicians the confidence to make more informed treatment decisions. The solution is built on Varian’s latest treatment delivery technology and provides fast imaging and treatment delivery without compromising quality.

“Adaptive therapy is the future of personalized radiation therapy, and we are excited that this center is taking on a leadership role by offering Ethos to the cancer patients of Morocco,” added Valentim. “This is a transformational moment for cancer care in Northern Africa.”

About Clinique d’Oncologie 16 Novembre 

The Clinique d’Oncologie 16 Novembre was established in Rabat, Morocco to offer integrated and comprehensive multidisciplinary care for cancer patients, ranging from screening to the most innovative treatments, with full patient support and accompanying care.  It offers personalized care, emphasizing a human approach to oncology, where close relations between patients and the medical professionals are an essential component of care.

About Varian 

At Varian, a Siemens Healthineers company, we envision a world without fear of cancer. For more than 70 years, we have developed, built, and delivered innovative cancer care technologies and solutions for our clinical partners around the globe to help them treat millions of patients each year. With an Intelligent Cancer Care approach, we are harnessing advanced technologies like artificial intelligence, machine learning, and data analytics to enhance cancer treatment and expand access to care. Our 11,000 employees across 70 locations keep the patient and our clinical partners at the center of our thinking as we power new victories in cancer care. Because, for cancer patients everywhere, their fight is our fight. For more information, visit and follow @VarianMedSys on Twitter.

Press Contact 

Meryl Ginsberg
Corporate Communications

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International NASH Day Highlights a Common – But Unfamiliar – Liver Disease

Global Liver Institute Convenes Communities Around the Globe Today to Reverse the Growing Trend of Fatty Liver Disease

Washington, D.C., June 08, 2022 (GLOBE NEWSWIRE) — Global Liver Institute (GLI) calls attention to NASH by leading the 5th annual International NASH Day on June 9. The number of people with this advanced liver disease is expected to double by 2030, but #NASHday aims to prevent this growth. Join the movement to #StopNASHNow by listening in as 24 expert panelists from around the globe share the latest updates about the disease or adding to the conversation on social media (#NASHday). The movement permeates the globe through many locally-organized events to educate about, screen for, and prevent NASH.

NASH (nonalcoholic steatohepatitis) is a serious, progressive condition in which too much fat accumulates on the liver, leading to its inflammation and injury. It is the severe form of NAFLD (nonalcoholic fatty liver disease). Modern lifestyle and dietary patterns have contributed to increased prevalence of NASH and NAFLD around the world, and it is becoming the most common cause of liver disease. Given its widespread impact and the possibility of prevention in most cases of this disease, NASH emerges as a global health priority.

“With over a hundred million people worldwide already who have NASH and several times more in the earlier stages, people have reason to know about this progressive condition and what they can do today to combat it,” shared Donna R. Cryer, president and CEO of GLI. “Collective action is imperative to be certain that individuals in each community, no matter their background or environment, are informed and equipped to prevent fatty liver disease. The momentum that we build together today must advance and sustain the global fight against NASH.”

If you didn’t know, then now you know! Even though NASH is common, it remains relatively unknown, leaving much work to be done to increase public awareness. This year, GLI and its partners join with the theme to #StopNASHNow: Even as therapies for NASH are being developed, there are many steps that people and their doctors can take today to prevent, reverse, or slow the progression of fatty liver disease. For the 25% of adults already affected worldwide, it is due time for this life-changing knowledge.

  • An estimated 1 in 4 adults around the world already has NAFLD.
  • As many as 1 in 20 people has NASH.
  • The prevalence of NAFLD is increasing among all global regions and among all ethnicities in parallel with diabetes and obesity.
  • NASH can progress to cirrhosis or liver cancer – which may necessitate a liver transplant.

“International NASH Day demonstrates the potential that is realized as all stakeholders in NASH come together worldwide,” said Jeff McIntyre, NASH Programs Director at GLI. “From in-person screenings in at-risk communities to educational materials in 16 languages to challenging conversations with researchers, providers, and patients – today the world joins to create meaningful solutions for patients at every stage of NAFLD and NASH.”

International NASH Day has garnered the endorsement of prominent organizations from around the globe: American Association for the Study of Liver Diseases (AASLD); Association of Black Gastroenterologists and Hepatologists (ABGH); Asociación Latinoamericana para el Estudio del Hígado (ALEH); Associazione Italiana Studio del Fegato (AISF); Asociación Mexicana de Hepatología (AMH); Asian Pacific Association for the Study of the Liver (APASL); Canadian Association for the Study of the Liver (CASL); Conference on Liver Disease in Africa (COLDA); European African Treatment Advocates Network (EATAN); European Fatty Liver Conference (EFLC); European Society for Paediatric Gastroenterology Hepatology and Nutrition (ESPGHAN); EU Patient-Centric Clinical Trial Platforms (EU-PEARL); Fondazione Epatocentro Ticino; Hepatology Society, Dhaka, Bangladesh; Hepatology Society of the Philippines (HSP); Indian National Association for the Study of the Liver (INASL); North American Society For Pediatric Gastroenterology, Hepatology & Nutrition (NASPGHAN); Sociedad Argentina de Hepatologia (SAHE);Turkish Association for the Study of the Liver (TASL); United European Gastroenterology (UEG); World Gastroenterology Organisation (WGO); and World Patients Alliance (WPA).

Get Involved

To view the expert panels throughout the day today, visit Panels are available in English, French, Hindi, Mandarin, and Spanish throughout the day.

For additional information on International NASH Day, visit

Support the NASH Day social media campaign using hashtags #NASHday #StopNASHNow. Please direct any additional questions to

International NASH Day and its logo are registered trademarks of Global Liver Institute.

About Global Liver Institute

Global Liver Institute (GLI) is a 501(c)3 nonprofit organization founded in the belief that liver health must take its place on the global public health agenda commensurate with the prevalence and impact of liver illness. GLI promotes innovation, encourages collaboration, and supports the scaling of optimal approaches to help eradicate liver diseases. Operating globally, GLI is committed to solving the problems that matter to liver patients and equipping advocates to improve the lives of individuals and families impacted by liver disease. Follow GLI on Twitter, Facebook, Instagram, LinkedIn, and YouTube. GLI is the global host of International NASH Day.

Global Liver Institute

NACP rolls out strategic objectives to prevent new HIV infections

The National AIDS/STI Control Programme (NACP) has rolled out strategic objectives aimed at empowering the population to prevent new HIV infections, and ensure the availability of and accessibility towards prevention, treatment, care, and support services.

The strategies were also geared toward mitigating the social and economic effect of HIV on persons infected and affected by HIV and subsequently ensuring the availability of adequate funding to execute the policy strategies.

Dr. Stephen Ayisi-Addo, NACP Programme Manager stated during the 13th edition of the Ghana News Agency-Tema Region’s Stakeholders Engagement and Workers Appreciation Day Seminar, which was monitored by the Communication for Development and Advocacy Consult (CDA Consult) in Tema.

The GNA Tema Stakeholder Engagement is a platform rolled out for state and non-state actors to address national issues and serves as a motivational mechanism to recognize the editorial contribution of reporters toward national development in general and the growth and promotion of the Tema GNA as the industrial news hub.

Other speakers include Ms. Fatimata Mahami, Tema Regional Director for Commission on Human Rights and Administrative Justice (CHRAJ) who spoke on “Is the fight against corruption a mirage or reality, Perspective of CHRAJ”.

Speaking on the topic; “Ghana’s HIV strategies in line with the global health strategy for HIV, STI and Viral Hepatitis; An integrated approach to prevention.” Dr. Ayisi-Addo revealed that NACP has initiated the combination of prevention and treatment for Adolescent Girls and Young Women (AGYW), as one of the strategies.

He said the Programme was determined to continue implementing key policies geared toward accelerating the progress of ending the AIDS epidemic by 2030.

Dr Ayisi-Addo said it was the goal of the NACP to achieve epidemic control and fast track targets of 95-95-95 by 2025 as a means of accelerating the global target to end the epidemic by 2030.

The 95-95-95 targets which was launched globally by the Joint United Nations Programme on HIV/AIDS (UNAIDS) has the aim of diagnosing 95 per cent of all HIV positive persons, put at least 95 per cent of those diagnosed on antiretroviral therapy (ART) and also achieve viral suppression for 95 per cent of those on treatment by 2025.

“There was also the provision of timely Pre-Exposure and post-exposure prophylaxis to Key Populations and persons exposed to HIV,” he said.

Dr Ayisi-Addo noted that NACP has also initiated the implementation of HIV self-testing, and the effective integration of HIV services to ensure universal health coverage.

He indicated that these targets and commitments in Ghana’s HIV Strategy which was in line with that of the Global Strategy when achieved, would ensure that the number of people who newly acquired HIV would decrease from 1.7 million in 2019 to less than 370, 000 by 2025, and the number of people dying from AIDS-related illnesses would also decrease from 690,000 in 2019 to less than 250,000 in 2025.

Source: Modern Ghana

Maiden edition of Influencers’ Conference to hold on August 10

The maiden edition of the Influencers’ Conference is set to take place in Accra on August 10, 2022.

This unique initiative is aimed at bringing together leading social media personalities, entrepreneurs and corporate executives in discussions towards enhancing key areas of success in business using new media as the driving force.

The theme of the Influencers’ Conference is ‘Shaping the Future of Influencing’.

An array of powerful speakers and panelists have been billed for the conference. It is a gathering that will change the African narrative, as well as educate already-established and aspiring influencers.

For more information and sponsorship, call +233241219608; or reach out on Instagram @influencers_conference .

Source: Ghana Web

Luxury homes in Ghana

The concept of modern luxury is making a wave in major cities around the world.

Today, luxury homes have the highest expression of resident lifestyle, personal space, aesthetics, and comfort.

The stunning collection of some of the luxury homes in Ghana is thriving on effortless accessibility, unique facilities, and world-class amenities in most of the prized locations in the country.

But with a large repertoire of luxury apartments to choose from, there is more to expect when it comes to luxury homes in Ghana.

Let us look at some of the distinctive and sophisticated apartments that have redefined Ghana’s architectural edifice through the fusion of creativity, innovation, and culture.

Villagis Vista

The concept of modern luxury is making a wave in major cities around the world.

Today, luxury homes have the highest expression of resident lifestyle, personal space, aesthetics, and comfort.

The stunning collection of some of the luxury homes in Ghana is thriving on effortless accessibility, unique facilities, and world-class amenities in most of the prized locations in the country.

But with a large repertoire of luxury apartments to choose from, there is more to expect when it comes to luxury homes in Ghana.

Let us look at some of the distinctive and sophisticated apartments that have redefined Ghana’s architectural edifice through the fusion of creativity, innovation, and culture. Villagio Vista complex is a landmark in Accra. It is a cluster of three (3) deluxe apartment buildings close to the Tetteh- Quarshie interchange in Accra, Ghana. It is 10 minutes away from Kotoka International Airport.

The iconic colossal apartment buildings connect to Cantonment, Accra Central, Achimota, Tema, Osu, Labone, Weija, and many others. The strategic position of the gigantic buildings makes them accessible to places in the country.

The Villagio Vista complex was developed by Trasacco Estates Development. Villagio Vista is a romance between affluent apartments and skyscrapers. The cluster of these three luxurious apartment buildings comes with a diverse mix of forms, heights, tones, and textures.

The architectural design of the development borrowed the cantilever system principle. The unique choice of color for the buildings imitated the culturally woven Kente pattern. Allford Hall Monaghan Morris Architects, a British firm, designed the buildings.

The luxurious apartment buildings constitute three different towers with a central garden.

Villagio Vista Aqua (Green kente design)- It has 8-10 floors

Villagio Vista Azure (Red kente design)- it has 17 floors

Villagio Viata Alto (Yellow kente design)- it has 27 floors

A walk through Villagio Vista indicates that everything was built to be impressive. First of all, it covers approximately 38, 500 sqm. It is considered the tallest building in the country, stretching up to 27 floors.

At the very top of this luxurious apartment is an opportunity for the homeowner to have a sweeping view of the city skyline and an astonishing panoramic view of the city.

The luxurious building offers different apartment types from two (2) bedrooms, three (3) bedrooms, and four (4) bedrooms. It has over 200 apartments with the option to customize it into your dream home.

The living room of some of the apartments exposes you to a perfect view of the Accra Mall and the Kotoka International Airport. If you enjoy relaxing and having fun with the sky above your head, you will be glad to hear that it has outdoor dining and a swimming pool on the rooftop.

Villagio Vista has exceptional amenities and services since it is a mixed-used development. The development comes with a fitness center, tennis courts, lounge, playground, underground parking, retail/restaurant space, elegant lobby, large terrace, and sky bar with a captivating view of Accra.

The luxurious apartments have splendid living rooms, high ceilings, spacious corridors, huge kitchens with elegant fixtures, and home automation, just to mention a few. Villagio exudes luxury from every angle of perspective. The whole design intention was to create a sleek and elegant setting.

The color combination with sophisticated lighting highlights the amiability of the spaces in the apartments.

It is a 30-minute drive from Eden Heights, one of the elegant luxurious gated communities in Ghana, close to Kwame Nkrumah Memorial Park. This has made Villagio Vista the number one destination for expatriates and locals who love luxury.

And when Villagio lights up at night, its beauty commemorates the identity of the people of Ghana: kente, woven in Ghana’s red, gold and green.

Eden Heights Over the years, most home seekers (expatriates and nationals), prefer residential development away from the noise and rising temperature within Accra.

They needed a neighborhood serving as a hotspot for leisure, pleasure, comfort, and security.

Now, think of a luxury residential development that sprawls over 39 acres away from the hustle and bustle of Accra Central. That is what Eden Heights offers to its residents.

Eden Height is one of the most luxurious real estate gems in Ghana. The luxury residential development has become the benchmark for premium lifestyle seekers. It is a perfect destination for people who want to spend quality time with their families and raise their children.

It has an array of apartments and penthouses designed around a lifestyle that is both extravagant and convenient, with easy access to world-class facilities and amenities. The impeccable architecture of Eden Heights guarantees the longevity of the apartments and facilities.

Eden Heights sits in Weija and is 30 minutes drive from the Kotoka International Airport.

Residents in this development’s unique and sought-after community get exclusive accessibility to high-end restaurants, the biggest mall (West Hills), top-notch international schools, first-class hospitals, churches, beaches (Bojo and Kokrobite), and banks.

Eden Heights Outdoorsy Lifestyle

The five-star outdoor facilities in the gated community have refined leisure with world-class sporting facilities such as two short-course Olympic-size swimming pools, a football pitch, athletics, and gym facilities.

One of the outstanding outdoor facilities is the professional sports complex occupying a massive part of the recreational floor. The beauty of its infusion with green spaces is unparallel.

The exceptional community prides itself on walkaways surrounded by nature. Residents can enjoy early morning jogging or walkings in a serene and secure environment. The aged in the community can enjoy nature and improve their health. The residents’ comfort, peace, and tranquility, are depicted in every bit of design in the gated community.

Decoration-wise, Eden Height’s iconic luxurious apartment buildings merge contemporary architecture and a striking classical design to create an experience. The apartment’s design blends modernity with a touch of luxury to create a peaceful ambiance.

Perhaps, the fascinating aspect of living in Eden Heights is the fusion of top architectural designs, forms, and functions to give the resident a true sense of prestige.

The luxury residential development represents a new lifestyle for residents with multiple facilities and commercial areas. The green spaces, courtyards, and parking areas are all-integrated amenities into the well-designed community to make it a high-end 21st-century lifestyle. It is said, “Big things come in a small package”. Eden Heights is an outlier.

Imagine having the right aesthetics and functional choice in your apartment layout?

The luxury home in Eden Heights thrives on aesthetics and function that helps you get exactly what you want from a dream home.

The apartments and penthouses focus on enhancing the organic feel by having great natural light pouring through the floor-to-ceiling windows. The apartments are fitted with smart technologies and appliances. All these aim to create a calming ambiance that is modern and timeless.

All marble countertops, elevators in all building apartments, breathtaking terraces, lavishly decorated bedrooms, and inspired marble bathrooms are a spectacle to behold in the community.

The apartment buildings have contrasting textures and finishes, exquisitely crafted tiled flooring, adorning wall artworks, ornate ceilings, several sofas swathed in luxurious textured fabrics, and sophisticated lighting systems to create unique spaces for residents.

The apartments have spacious kitchens integrated with new technologies, including touchless and interactive appliances. The kitchens are fitted with industry-leading appliances. There are well-positioned dining spaces for families who wish to have elegant parties and spend time together.

Besides, the kitchen features and all appliances are hidden, and externally designed in a functional yet beautiful way. The kitchen is within the main, open space serving both the dining and living room. It has impeccable ceiling molding expanding the spaces immensely.

The grandeur kitchen serves as the heart and soul of the apartments.

The luxurious bathrooms come with high-level finishes, earthy stones, elegant fixtures, layered lighting, large showers, multi-shower head types, soaker tubs, and Jacuzzis with a frosted glass door. All fixtures and fittings are majestically designed.

The breathtaking luxury penthouses with grand windows are outfitted to give you the perfect panoramic view which is undoubtedly the most unique thing to behold.

In total, Eden Heights has 1,272 apartments with penthouses. Residents have the option to customize their apartments to suit their lifestyle and prestige.

Eden Heights will make you want nothing more. Tailored for Living: Embassy Courts

Embassy Courts is tagged the Santorini of Ghana. The eight (8) luxurious apartments sit in Cantonment, a prestigious diplomatic suburb of Accra. The resort-style of the gated community makes it an experience rather than a place.

The exceptional luxury apartments in the first-class residential area (Cantonment) are highly sought after by Ghanaians and foreigners alike, as well as heads of state, celebrities, corporate executives, and government officials.

The Perfect Location: Embassy Courts

The Embassy Courts are neighboring embassies, diplomatic missions, and international organizations. The name ‘Embassy Courts” emerged because the development is in the heart of a diplomatic enclave built by Empire Domus Limited.

The luxurious apartment is 5 minutes away from Kotoka International Airport. It has a quick commute to the Algerian, American, Chinese, Hungarian, Norwegian, and Russian embassies, as well as the High Commissions of Australia, Sierra Leone, and the European Union.

It also has a dynamic neighborhood with access amenities such as restaurants, first-class hotels, international schools, and retail centers (Accra Mall and Marina Mall).

The Embassy Court is 90 percent occupied by expatriates. The property is mainly going for rentals.

The Heart of Home: Embassy Courts

The Embassy Court is built on the legacy of excellence. It symbolizes luxury, quality, and convenience. The apartments are designed in a contemporary style that prioritizes functionality while maintaining a sophisticated aesthetic and class. It is one of the most exclusive apartments in Ghana.

The apartments have staggering terraces with green gardens. The rooftop terrace allows the residents to enjoy panoramic views of the Cantonment. The beautiful landscape and green gardens offer a relaxing and calm space for residents.

All bedrooms are en-suite, and the apartments come with open designs, minimalistic modern interiors that combine sleek angles, and light-drenched spaces for a luxuriously expansive feel.

The balconies and floor-to-ceiling windows in the apartment provide an unobstructed path for sunlight to fill the home and add warmth to the spaces.

There are spacious kitchens with granite countertops, European-titled floors, and huge dining spaces. The kitchens are fully equipped with frameless cabinets in white glossy color. The appliance and devices used in the apartments are from top brands.

The apartments boast impeccable finishes, spacious designs, and long-lasting materials to uphold a world-class standard.

Features and amenities

The luxury residential development has;

24-hour electricity with two backup generators

24-hour security with alarms and motion sensors

24-hour state of the art fitness gym

Resort-style swimming pool, parking

Air-conditioning and ceiling fans in the living room, bedrooms, and kitchen,

Track lighting and private bathrooms with garden-style tubs.

For those who want to experience a realm of extraordinary that reflects their personality and lifestyle, Embassy court is a choice. Embassy Court is the new standard of opulence.

Prime Accra seems becoming more saturated with different developments popping up, so Eden Heights was developed to bring luxury living for the family away from the hustle and bustle and to create its own haven close to West Hills Mall. For more real estate options, you can find properties of your choice on Ghana Property Finder

Source: Ghana Web

How to apply for a mortgage in Ghana

Buying a home is one of the biggest moves and exciting things you will do in your life. For many, the odds are that they will need a mortgage to finance the purchase.

The process of applying for a mortgage or a home loan for the first time can be nerve-wracking. There are many requirements, tasks, and steps that you must consider to help avoid costly mistakes.

The good news is that whether you have no idea about home loans or little knowledge about the process, you will get to know the step by step for acquiring a mortgage in Ghana, the financial institution to consider, and what you should expect.

What is a mortgage?

A mortgage is a type of loan that an individual receives from a bank or a mortgage lender that enables the individual to buy a home or a property. This loan implies that the individual is expected to pay back the loan amount over an agreed time. In most cases, the lender or mortgage bank uses the value of the property as secured collateral. The collateral is lifted if the mortgage amount and interest are paid.

The Process of applying for a mortgage in Ghana

So let’s assume you are ready to apply for a mortgage. The first thing to consider is that the mortgage loan is made available for resident and non-resident Ghanaians. Therefore, the loan can be in Ghana Cedis or Dollars.

Now, these are the things you must do;

Research your desired property and make an offer

It is important to take time to search for the property you want. Today, you can walk to any developer with a credible track record and choose your property type from the residential projects.

For instance, many people have walked into Eden Heights development just to get their desired apartment. The management of Eden Heights has lenders and financial institutions that they work with directly, and that can ease your stress of looking for lenders.

In this technological era, many developers have listed their properties on various websites and portals. The aim is to assist homebuyers to find their desired property. But it is advisable to do a property visit to know exactly the property you are about to invest in.

After the research, you can get an offer from the developer for your property. Depending on whether you are an expatriate or resident, pay attention to the lease term for the properties that the developers have built.

Research your Mortgage Lender and their mortgage types

The credibility of the lender or bank is important to help acquire your dream home. Take time and undertake background research to ascertain the credibility of the lender. This is to prevent potential homeowners from getting involved in scams.

Check with Ghana Property Finder to get a credible lender.

Again, look out for the financial status of the lender. This is equally crucial in the determination of the mortgage or home loan.

Also, know that lenders have different mortgage offers. So, make sure you know exactly the mortgage type you want. Usually, for first-time homebuyers, the outright purchase will be their goal. However, research thoroughly.

Get your documents ready

The lender you settle on will need your documents to facilitate your mortgage process.

The document that you will need to present include bank statements, credit history, rental history, and assets and debts. Remember the document needed varies depending on the mortgage loan you are going for as well as the lender you are choosing.

Submit the application and review the lender’s offer

It is advisable to hire a legal person for professional advice whiles preparing to submit your application.

Once you are confident in your choice of a lender based on their terms and conditions, interest rate, loan cost, and fees to be charged, you can make a pick.

Wait for the loan to be processed

The lender will undertake due diligence, which is time-consuming. At this stage, you may be asked to verify or submit other documents. It is important to corporate with the lender. This helps fasten the mortgage process.

Close on the mortgage

Yes, this is your final stage to sign all the final paperwork for the issuance of the loan. Some of the documents to sign at this stage include the loan application form, mortgage note, deed of trust, title documents, certificate of occupancy and just to mention a few. It is important to have your legal person aid you in this process.

Lender’s criteria to qualify a borrower for mortgages in Ghana?

Once you are done with your process, let’s look at what the potential lenders will do to qualify you for the mortgage.

Please bear in mind that the process varies for different banks or mortgage lenders.

Yet, the first two-stage that the lender will undertake include;

The Pre-qualification stages

This stage is when the borrower’s financial health is assessed by the lender. Some of the items that are taken into consideration at this stage by the lender include, debts, income, assets, credit score and just to mention a few. This stage allows the lender to determine how much can be given to the borrower.

The pre-qualification stages vary with the lenders. However, the snapshots will require you to:

1. Proof of identification: Ghana card, Passport, and Driving license.

2. Letter of intent:

3. Applicant Age (18-55); The prospective tenant must not be below 18 and must not exceed the retirement age of 60.

4. Current bank statement

5. Personal guarantee of the applicant.

6. Property tenure ranges from 5-to 15 years

7. Requirement for Life insurance for the property

The Pre-approval stages

The stages focus more on the creditworthiness of the borrower. The documents at the pre-qualification stages are usually collected and reviewed. The borrower’s overall financial health is examined.

It is at this stage that the borrower is aware of the required interest rate to be charged.

Mortgage Lenders and their requirements in Ghana?

Now you are wondering where to find some trustworthy mortgage banks or lenders in Ghana?

Let me highlight some that you can consider acquiring a mortgage; Many other financial institutions such as Societe Generale Ghana, Omni Bank, Bond Financial Services, and Dalex Financing offer amazing home loan packages.

For instance, there are varying applicable interest rates from one lender to another.

The APR (Annual Percentage Rate) is effective and broader in measuring the cost of borrowing than the exact interest rate. The reason is that it encapsulates some costs such as insurance, processing or application fees, and brokerage fees among others. In 2019, data from the Bank of Ghana show a range of 18.7% to 31.7 % annual percentage rate (APR) on mortgages.

But the USD mortgage interest rates range in Ghana between 11%-12.5%. Ghana Cedi home loan rates typically range from 24%-31% per annum.

Again, there will be a need for a financial commitment from the borrower. The down payments usually range from 15-30 % of the value of the home, and the lender pays 70-85% for you. Nevertheless, these vary, and you can contact the bank for more clarification.

Each bank has its requirement. What is certain amongst them all is that you should be an income earner within 21-60 years. Yet, understand that the age requirement varies too.

Now you will be required to have some documents that will be needed in your application.

Don’t panic, let me take you through some of these documents that you might be asked to produce and how you can get them;

An offer letter: This letter is a written commitment the real estate developer issue to the buyer based on their expressed desire to buy the property. You simply get this document after you have agreed on your property type with the real estate developer such as Eden Heights.

Land title certificate: This document comes in the form of a legal certificate showing that you have the rights to the property. This document helps the lender understand existing liens, usage rights, easements, natural resource rights, and other rights on the property. You can register your land or property with the lands commission for one to be done for you.

Indenture: This simply means a written instrument that conveys an interest in real property. This seeks to make the real estate transaction legally bidding between the parties. It also signifies the transfer of legal title.

Site plan: It Is also referred to as a plot plan. It is an architectural document detailing all that you need to know about the property or a proposed structure on a property.

Building permit: This document is an approval from your local authorities to your contractor in determining their activities to construct or remodel a property. Usually, you need to apply for a building permit with your site plan and land title. However, expect other documents when you visit your local authorities.

Bill of quantity: These documents are usually prepared by professional quantity surveyors or a cost consultant. It entails quality and quantity of work with the cost component. This document is what contractors use when putting up a project. The document helps give a fair of the cost of the project or development.

Valuation report: This report is essential for some types of mortgages; therefore, it is prepared by certified value to access the market value of the property.

Home Insurance: Lenders expect the borrowers to have active insurance on the property. You can acquire this with a credible insurance firm in the country.

It is important to seek professional advice with the documents to avoid huge mistakes. If you are looking to apply for a mortgage, you can visit Ghana Property Finder to fill out one application form which will be sent to multiple mortgage companies in Ghana.

Source: Ghana Web

Biggest apartments in Accra

Apartment buildings are growing in popularity and price in the urban enclaves of Accra.

Whiles for most people apartment is more than enough, for some, an apartment is an architectural masterpiece that has a sizable space, and exclusive amenities to suit their lifestyle, taste, and preference.

Accra has several apartments thoughtfully designed and responsive to a specific setting, climate, and topography in the real estate market. However, you can be overwhelmed when you are not certain about the type of apartment you want.

But if you are ready to shop for apartments in Accra based on the sizes, you can consider the following:

Eden Heights

Close to the West Hills Mall (the biggest mall in Ghana and West Africa) and with many popular attractions on its doorstep, Eden Heights is considered one of the most expansive residential developments in terms of size, spanning a staggering thirty-nine acres of land.

It is located in one of the fastest-growing urban areas in Weija, Greater Accra. The residential development is accessible to superb transport links. It is about 30 minutes drive away from Kotoka Airport and Accra Central.

Eden Heights Flawless Apartment Sizes

Eden Heights is described as a quintessential estate with a blissful setting in an exclusive gated community. The matchless views, exquisite architecture, elegant layouts, and unprecedented quality of service distinguished it from other residential.

Homeowners have the option to choose from a variety of apartments. The apartments come in different layouts: from middle to large size, but all of them are elegant, with world-class facilities.

In Accra, apartment sizes for new developments are reducing, and rents are still on the rise. These apartment types such, as studios, one-bedroom, two-bedroom, three-bedroom, and penthouses, have shrunk in rental space due to the cost of construction and sizes of the land for development.

But all hope is not lost for those who are still scouting for some of the biggest apartments within Accra. You will be surprised to know that Eden Heights development has redefined space, luxury, and amenities for its residents.

For instance, the studio apartment in Eden Heights has a rental space between 84sqm- and 107.16 with bespoke finishes and fixtures that is hard to get in most of the residential development in Accra. All their property types have sizable rental spaces that can suit the lifestyle and life stages of their residents.

Here are some of the distinct features resident enjoys, a master bedroom en-suite closet, living area, kitchen, Kitchen storeroom, general storeroom, bathroom, visitors W/C, and a terrace.

Interiorly, each apartment displays spectacular comfort and premium design. They come with spacious living areas, a kitchenette, stained glass windows, painted ceilings, decorative mosaic floors, a terrace, a balcony, and en-suite bedrooms. However, the layout varies based on the type of apartment. A unique facet of the design is that each floor has different layouts built with quality materials that are tastefully decorated.

The architecturally striking apartment building in Eden Heights is arguably having the biggest recreational centers and outdoor spaces that promote the well-being of the residents.

Imagine leisurely walking in a gated community with impressive outdoor facilities uniquely designed for you? It makes sense to buy your desired apartment with them.

Here are some of the communal outdoor facilities in the Edens Heights spaces:

Fitness Center

The fitness center in the residential development is spacious, stylish, and very well-equipped with free weights, cardio, and weight machines.

Ultra-Modern Sports Center

The state-of-the-art Sports Center for recreational purposes consists of an AstroTurf football pitch, squash court, and tennis court. Interestingly, the sports center has all the sports facilities which nearly, no other apartment building has in Accra. The sports center is unique and breathtaking.

Pool Deck and Lounge

The resort-style pool in the gated community is complete with water features, sunbathing areas, and an expansive deck to lounge while the sound of water soothes you.

Work/Study Area

The work/study area is a sanctuary designed for peaceful seclusion and natural living to help you with your business meeting and reading pleasure. The whole community is under surveillance with special security services to protect the residents. The superb facilities management team in the community delivers excellent services to the residents.

The flawless construction standard, impeccable designs, and functional layouts with unbeatable property prices cumulatively set Eden Heights apart.

Kass Towers Kass Towers is rated one of the biggest twin-tower apartments in the country. The mix-used community has 110 luxurious apartments and penthouses located in Airport Residential Area. The much-anticipated development is located on Senchi Street, off Liberation Road in Accra, the capital city of Ghana.

The premium Towers were designed by Kass + F General Manager Mr. Adamu Awudu and Turkish firm, Kenan Kucuk Architects. It has Tower A and Tower B, with a panoramic view making it a destination to behold. Tenants can get the best views of the city from the towers. The Kass Tower residential development commenced in 2020.

The Kass Tower is connected to many important places including Kotoka International Airport (5 minutes), Accra Mall (5 minutes), East Legon (10 minutes), Labadi beach (20 minutes), and Edens Heights (40 minutes).

The apartments come with a studio, one-bedroom, two-bedroom, three-bedroom, duplex, and penthouse options. The rental floor space for a studio is 63.7 sqm and 429.5 sqm for penhouses.

The high level of intricacy and detail to reach the quality of each apartment is something to behold. The large floor-to-ceiling windows allow a lot of sunlight into the apartment with a spectacular view of the city. The use of natural materials, marbles, woods, and glass with a touch of contemporary designs makes Kass Towers outstanding.

The iconically designed apartment building has a commercial aspect integrated into the community to make life comfortable for the residents. This includes restaurants, cafes, bars, salons, a supermarket, a pharmacy, and others.

The development has a gym center that provides an airy and luminous area for your workout. It has first-class equipment including cardio machines, weight machines, and free weights.

Imagine having a ravishing rooftop bar for your evenings?

Kass Towers provide residents with this perfect space that is convenient for relaxation and meet-ups with friends and family.

The Infinity Pool which occupies 125 square meters of space on the rooftop is breathtaking. it has a perfect view for dedicated swimmers and poolside loungers.

And for the Golf lovers, there is a Mini-Golf on the rooftop for the resident to enjoy.

Kass Towers has an ecological design which makes it family-friendly, and it is one of the most rewarding investments that offer value for money.

Premier Place

These apartments are exquisitely molded with style, quality, and finesse by Imperial Homes.

The development constitutes luxurious apartments and penthouses with aesthetically appealing spaces and wonderful views. Some of the apartment’s amazing lineup features include ensuite bedrooms, wardrobes, family/utility area, guest WC, living area, dining area, kitchen, storeroom, lobby, and terrace.

Some of the amenities in the masterstroke development include; basement car parking, a swimming pool, a gymnasium, water storage, a rooftop terrace bar, a standby generator, elevators, landscaped gardens, an audio entry phone to each apartment, 24-hour estate management, and security services, as well as housekeeping services.

The stylish project is proximate to these key areas, Polo Heights (0.33 km), Kwarleyz Residence Accra (0.57 km), Accra Marriott Hotel (0.87 km), Airport View Hotel (0.88 km), The Tulip by Ave Maria Hotel (1.7 km), Fiesta Royale Hotel Hotel (1.81 km), Ecobank – Accra Mall Branch (0.98 km), Mr. Price / MRP (1.03 km), and Shoprite (1.04 km), just to mention few.

The well-planned gorgeous community in an unbeatable location offers elegant living to homeowners.

Indisputably, there are competitive apartment options, such as Eden Heights, Kass Towers, and Premier Place, sprouting up in Accra.

According to Ghana Property Finder, Eden Heights has the most space out of most of the developers with the most unique amenities

Source: Ghana Web